Professional Loan Consultants Pty Ltd established in 2002, our office is located in Glenwood NSW and as a member of our aggregator Connective OSN Since 2005; we proudly service the entire Sydney metropolitan area. We are always willing to travel to assist our clients.
Professional Loan Consultants Pty Ltd has been helping their clients find the right home loan to suit their needs. Over that time we have built a reputation as being extremely dedicated to our clients and we never compromise on quality or service.
Our aim is to offer you the highest quality service and information to assemble the best loan products from the best lenders in Australia and deliver them to you using our collective experience. With such a diverse and complex range of banks and products in the market we endeavour to simplify this and make available to our clients a fast reliable one-stop finance solution. We have been sourced from relevant areas of the finance industry and bring with them the personalised service and skills necessary to meet the task, with proficiency and excellence.
Professional Loan Consultants Pty Ltd is well respected, ethical and accredited through all industry governing bodies. Our mortgage planner is friendly, determined and highly experienced ensuring your needs is met by drawing on our collective 12 years+ of financial experience and that’s just our Mortgage Specialists!
We offer a wide range of loan products from bank and non-bank lenders all around Australia. The types of loans we offer include:
- Pre-approved Finance
- First Home Owners
- Refinancing Your Existing Home Loan
- Professional Package
- Lines of Credit
- Renovation and Construction Loan
- Investment Loan
- Debt consolidation & Relocation loan
- Low Doc Loans
- Deposit Bonds
Johnny Wu is a highly qualified Mortgage Planner. His qualifications include:
- Certificate IV
- Diploma of Financial and Mortgage Broking Management
- Diploma of Financial Services (Financial Planning) FNS50804
- Member of ASIC since 12 January 2012
- Member of COSL since May 2003
- Member of MFAA since May 2003 (MFAA Credit Adviser since March 2012)
Service we provided to mortgage broking clients includes:
- Conduct an nil cost no obligation free service appointment
- Provide a copy of credit guide & explain
- Review and completed Responsible Lending Fact Find
- Collect client’s financial position, goal & objective
- Performing a responsible lending assessment
- Analysis client’s financial position
- Assist with financial structuring
- Assisting with lender’s product selection and qualification
- Explain range of loan process
- Funding position analysis support
- Borrowing capacity analysis
- Preparing product comparison (Provide 4 lenders)
- Post-cash flow analysis support (Affordability test )
- Investment property calculator analysis (if investment property invoiced)
- Assist with insurance (refer to insurance specialist if request)
- Compliance with the chosen lender’s responsible lending guidelines
- Completing lender’s loan application documentation
- Collection of all necessary supporting documentation
- Review supporting documentation to ensure compliance with lender’s policy
- Prepare Proposal Disclosure Document
- Conduct loan (preliminary) assessment report
- Provision of anticipated time frame from submission to conditional approval and subsequent formal approval
- Preparation of formal loan recommendation to support loan application
- Lodgment of application via our aggregator’s platform
- Liaise with client’s real estate agent, builder, solicitor, conveyance and accountant (as applicable)
- Provide feedback to client by text message, email or fax on progression of loan application through the various stages of submission, conditional approval, valuation, formal approval to settlement
- Arranging for deposit bond (if applicable)
- Checking of loan offer document to ensure correctness
- Conduct annual review of loan
- Budget audit (If request)